Pensions & Savings
Retirement Trusts
The Fairway Jersey Personal Pension Scheme (FJPPS) is the leading personal pension scheme in Jersey and was created to deliver a flexible tax efficient solution to make retirement easier for Jersey residents.
FJPPS can be used to transfer other approved pension funds including corporate pensions into personal pension plans. As an HMRC registered QROPS, your clients can also use this plan to transfer in pension funds from the UK.
Joining the Scheme
Members are required to appoint an Independent Financial Adviser (IFA) to ensure suitability and receive advice. Joining the scheme is quick and easy through your adviser. Get in touch to learn more and receive the list of IFAs we work with.
Find out moreThe Fairway Jersey Personal Pension Scheme Key Features:
- Quick and easy to establish via your appointed Independent Financial Advisor ('IFA').
- Consolidate other approved pensions to your FJPPS.
- Provide for retirement by making regular or lump sum payments into your FJPPS.
- Make the most of annual tax allowances.
- Take a tax free cash element and draw an income from the age of 50 (or 55 if your FJPPS contains a pension transferred from the UK).
- Decide how any unused pension is distributed when you pass away.
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News
21 July 2026
Summer Signals: Six questions with Fairway’s team on the trends shaping client conversations
Welcome to Summer Signals, our new Q&A series exploring the trends and client conversations shaping the months ahead. Across the series, we’ll be asking people from across Fairway the same six questions to uncover what they’re seeing in the market, where clients are facing challenges, and what advisers should be thinking about. In this article, Peter Culnane, Director and Head of Pensions, shares his insights on the growing interest in moving pension arrangements outside the UK, the impact of upcoming inheritance tax changes, and the key considerations for clients and advisers reviewing their long-term estate planning strategies.
Read Article19 September 2023
Age of Creative Thinking - The pressing issue of retirement planning
In a world where people are living longer and pensions are still relatively new in the Channel Islands, Peter Culnane, Director and Head of Pensions at Fairway, offers valuable insights into the pressing issue of retirement planning.
Read Article