Retirement Trust Schemes

Fairway Group offers Jersey residents Retirement Trust Scheme (RTS) as a personal pension arrangement, in order to tax-efficiently provision for their retirement.

RTS contributions enjoy up to 100% tax relief in the year in which the contribution is made. In addition, individuals may use their RTS to consolidate pension funds they may have accumulated from prior employers or other personal pension schemes. The funds held by the RTS can then be invested in line with the individual’s aims and objectives.

At any time after the age of 50 the individual may then access the accumulated funds for the purposes of providing them with a pension income. In addition, up to 30% of the entire accumulated fund may be taken as a tax-free lump sum immediately, or as a series of tax-free lump sums over a period of time.

Fairway Group's RTS is called the Fairway Jersey Personal Pension Scheme (FJPPS).


Key Features DocumenT PDF 

FJPPS Terms and Conditions PDF 

 FJPPS 2017 Fee Tariff PDF 

 FJPPS 2018 Fee Tariff PDF 

 FJPPS Master Trust PDF 

Key Contacts

Peter Culnane
Peter Culnane

Director & Head of Pensions

Nicole Stower
Nicole Stower

Pensions Manager

Fairway Pension Trustees Limited is regulated by the Jersey Financial Services Commission ("JFSC").

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