Retirement Trust Schemes

Since 2008, Jersey residents have been able to establish a Retirement Trust Scheme (RTS), as a personal pension arrangement, in order to tax-efficiently provision for their retirement.

Like any approved personal pension arrangement in Jersey, contributions to a RTS enjoy 100% tax relief in the year in which the contribution is made, subject to certain limits. In addition, individuals may use their RTS to consolidate pension funds they may have accumulated from prior employers or other personal pension schemes. The funds held by the RTS can then be invested, with advice, in line with the individual’s aims and objectives.

At any time after the age of 50, the individual may then access the accumulated funds for the purposes of providing them with a pension income. In addition, up to 30% of the entire accumulated fund may be taken as a tax-free lump sum immediately, or as a series of tax-free lump sums over a period of time.

Fairway Pension Trustees Limited offers a Retirement Trust Scheme, called the Fairway Jersey Personal Pension Scheme (FJPPS), which was established in 2008 and has received approval by the Comptroller of Taxes.

For further information about the FJPPS, please contact us via or download our

Key Features DocumenT PDF 

FJPPS Terms and Conditions PDF 

 FJPPS 2017 Fee Tariff PDF 

Key Contacts

Nicole Stower
Nicole Stower

Pensions Manager

Fairway Pension Trustees Limited is regulated by the Jersey Financial Services Commission ("JFSC").